Welcome to our master directory. Here you will find a brief description about each bond type. Selecting a bond type will take you to an informational page that will allow you to start the purchase process. If at any time you need assistance or have questions please call us at (866) 207-5520 or e-mail us at firstname.lastname@example.org. We are not currently offering our product in Alaska.
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License and Permit Bonds, also known as Compliance Bonds, are required by states, counties, or cities when a company or individual requests permission to engage in a business activity that is regulated. The majority of these bonds are required to comply with various building codes. Other bonds make broader guarantees, such as the contract signed will be completed to the satisfaction of the owner.
Government agencies require business owners in certain industries to purchase these bonds before they can legally be licensed. They protect consumers by guaranteeing businesses adhere to laws and other regulations enforced by federal, state, and local government agencies.
A Public Official Bond guarantees the honest and faithful performance of a public official’s duties, elected or appointed, as prescribed by law or regulation, including the honest account of all monies entrusted to the official according to the law. Public Official bonds are generally for the protection of the taxpayers and the penalty amount of the bond should be adequate to protect these interests. These bonds also assure the recovery of fines, fees and/or expenses, levied by state regulators for non-compliance with state regulations and ordinances. These bonds assure recovery of losses incurred, that result from a public official’s non-compliance with these regulations. These bonds can also be issued for individuals that would not consider themselves to be “Public” officials, such as corporate or not-for-profit treasurers and notaries.
A Court Bond is a guarantee required by Statute or Court Order for the benefit of another person, company, public, state or federal entity, otherwise known as the Obligee. They are filed in connection with litigation by a Principal as specified by the Court. The Principal can be the Appellant, Plaintiff, Defendant, or anyone who seeks Court Intervention. The bond protects the Obligee from loss as a result of the ensuing litigation.
A Fiduciary is someone who, under jurisdiction and supervision of a Court, administers property held in trust. The Fiduciary is generally required by law to provide a Surety Bond. This guarantees faithful performance and compliance with Court Orders. A Surety Bond does not serve as coverage for the fiduciary, but rather as protection for the heirs, incompetent, creditors, etc.
Miscellaneous Bonds are a category of bonds that do not fit into any recognized division or category of fidelity or surety bonds, and is therefore placed in its own miscellaneous category. This category for surety bonds covers “everything else”. Most bonds that fall into this category are hazardous and will require financial statements and excellent credit history.